There are two types of bankruptcy law experts: commercial bankruptcy lawyers who can help you actually file for bankruptcy with the bankruptcy court, and private bankruptcy lawyers who can help you in the same fashion but for less money. You can find a bankruptcy lawyer by either going to the state bar Association of Commercial Bankruptcy Attorneys in your area or searching online. Once you have an attorney, they will give you a free no obligation consultation to determine if this is the right option for you. There are several different types of bankruptcy and attorneys specialize in different areas of it, so it is important to know what kind of bankruptcy you are filing for in order to find a lawyer that is right for you.
The most common type of bankruptcy is a chapter seven. This is where most people file because it is very simple and easy to do. It states that you are going to have to cut back on certain expenses for a period of time in return for receiving certain benefits. Commercial bankruptcy attorneys handle this kind of bankruptcy work.
Another common type of bankruptcy work is a chapter thirteen. With this type, you will be in debt to your credit card companies and possibly the government. It can also include foreclosures, repossessions, and selling your home, but not necessarily. The way chapter thirteen works is that you do not pay back all of the money that you owe to your creditors in full. Instead, you pay according to a schedule that you set up yourself. Some attorneys handle this form of bankruptcy work while others do it through their own firm.
One more type of these lawyers is the paralegal. This type of lawyer does almost nothing and can help increase your chances of having success with filing. This type of attorney normally has much lower fees than other types of bankruptcy attorneys. They usually work on a percentage of your potential settlement amount, instead of doing everything on their own. Paralegals can even represent you in court if your case is so complex that a normal person would not know what to do.
The last type of attorney to consider is the bankruptcy case of a trustee. A trustee is an investor that buys your debt for a low price and then tries to sell it to other creditors at a later date. This works much like a bank because they buy it at a low price and sell it later at a high price. However, they do not hire their own attorneys to work on your case. Instead, they hire an attorney that is on their board.
These are three different kinds of personal bankruptcy attorneys that you can hire to help you with your bankruptcy case. There are plenty more out there as well, but these are the three most popular ones. You need to look into all of them to see what your options are. You will be able to choose the one that is best for you according to the terms of your bankruptcy code. Read more about bankruptcy in the USA here: https://en.wikipedia.org/wiki/Bankruptcy_in_the_United_States.